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DOSSIER Next 40 | Lydia, fintech du paiement mobile

Lydia
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Lydia est une fintech française spécialisée dans le paiement mobile créée en 2011 par Cyril Chiche et Antoine Porte. L’application Lydia permet à ses utilisateurs d’envoyer et de recevoir de l’argent grâce à leur mobile, et de payer dans les magasins et sur les sites de commerces en ligne supportant Lydia comme moyen de paiement. L’application leur permet également d’agréger tous leurs comptes bancaires dans celle-ci, de créer des comptes partagés et des cagnottes mobiles. La start-up revendique plus de 4 millions d’utilisateurs. Ces derniers sont 85% à avoir moins de 30 ans. En 2020, le volume de transaction a doublé par rapport à 2019 passant ainsi à 3 milliards d’euros. L’entreprise s’est exportée au Portugal au cours de l’année écoulée et souhaite continuer son internationalisation.  Pour ce faire, et ainsi venir concurrencer Paypal, la fintech peut compter sur un effectif de 200 salariés. 

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